"Sadly I had to claim on my insurances, and it wasn’t a big claim but I would have got nothing without PFM representing me; their experience made the difference."

 

Adrian Webb - electrician

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The previous Governor of our Reserve Bank, Ian Macfarlane, has just published an article pointing out the extraordinary amount of financial news Australians receive in comparison to other nations (four times more than Americans). He suggests this actually contributes t...

Here’s how the wealthy make money - they ride the banking cycles, deploying their cash into long term investments when the banks aren’t lending to anyone else.  
You have seen banking cycles before. The peaks look like this –

  • Rates are low and assets are booming

  • ...

It’s common for couples to make an appointment, anxious about their under funded retirement and fearing they need to play ‘catch up’. In fact, in 2006 the Investment and Financial Services Association ran a survey and discovered that 95% of respondents did not feel con...

Here is one of the best financial strategies I have seen - make your next purchase of an investment property in a place you would keenly like to ‘Retire’ to.
It gives you:

  • time to see if you like that area

  • time to try staying in it

  • time to make your desire...

The recent corporate adopters of cheap Chinese manufacturing began outsourcing over ten years ago, leaving many of their locals out of a job.  There were hysterical cries of how doomed the blue collar workforce in Australia (and the USA) would be.  The ‘lucky country’...

The amount of cash Australians are saving has reached over 10% of their income, the highest level since the mid 80’s.  It’s high because we lack confidence in any asset class other than Term Deposits, which are booming with new customers.  Also, the money we put into S...

I was at a function and ended up chatting over a beer with a retired businessman. The topic was initially dominated by current world economics, and moved onto lessons from the GFC.

He was a bit scathing on the way the world switched from rewarding people who grew actual...

During a recession in the 90’s, I was at a conference listening to a speech by a very successful Financial Adviser.  In question time, she was asked how she deals with such economic downturns.
She said, “It’s easy, you just make more calls.  I’m staggered that some col...

If you are like most investors now and ‘sitting on your hands’ until there’s an unambiguous sign of restored global confidence, here is something you can work on in the meantime Broaden the list of things you are prepared to invest in.

We have listened to clients say “I...

Here is a question to ask people who are offering you a great investment – “why didn’t you just go to the wholesale market?

If you had a good investment idea, say a large block of land perfect for a new building, would you prefer to ask one person for $50m or ask fifty...

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