"Sadly I had to claim on my insurances, and it wasn’t a big claim but I would have got nothing without PFM representing me; their experience made the difference."


Adrian Webb - electrician

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We received a couple of phone calls this month from clients seeking to understand the definitions within their Total Permanent Disablement (TPD) cover. There must have been an article somewhere alerting readers to the difference between having an Own Occupation definit...

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